Mutual Funds

A mutual fund is a pool of money managed by a professional investment advisor on behalf of individual investors who have purchased shares of the fund. The fund manager buys securities to pursue a stated investment strategy. By investing in the fund, you'll own a piece of the total portfolio of securities, which could be anywhere from a few dozen to hundreds of stocks. This provides you with both a convenient way to obtain personal money management and instant diversification that would be harder to achieve on your own.

Mutual funds can be a great way to invest because:

• They are a collection of many stocks and/or bonds, so your investment risk is spread out (keep in mind that, as with all investments, mutual funds carry risks).
• They are managed by professional fund managers who invest the pooled money into individual securities.
• Costs associated with the underlying security are often lower than what you would pay on your own because the fund buys and sells large amounts of securities at a time.

Brecek & Young Advisors are knowledgeable and experienced in the world of mutual funds. Our individual analysis and advice can help you select from the thousands of choices to meet your financial goals. We actively monitor the mutual fund universe to ensure that those funds are the right match for your investment goals.